Fintegrate has extended its partnership with EV, continuing a long-term relationship that integrates EV's risk profiling technology directly into the Fintegrate platform.
The renewed agreement will see Fintegrate continue to embed EV's risk suitability and calculation capabilities within its technology, helping financial advisers connect a client's agreed risk profile with portfolio research, MPS selection and ongoing suitability reviews.
Reconciling a client's risk profile with their recommended portfolio and demonstrating that the alignment continues to hold at every review, remains one of the most repeated and heavily scrutinised steps in the advice process.
Over the past five years, the integration between Fintegrate and EV has been designed to make that link easier to establish, maintain and evidence.
The integration carries a client's completed EV risk profile directly into Fintegrate's portfolio research, informing Model Portfolio Service (MPS) selection and Centralised Investment Proposition (CIP) alignment without manual re-entry. Advisers can see, at the point of recommendation, whether a proposed portfolio genuinely reflects the client's agreed risk position and can produce clear evidence of that alignment at review, rather than reconstructing it by hand.
The integration supports EV's three risk scale options: 1 to 5, 1 to 7 and 1 to 10, allowing firms to align risk mapping with their own CIP methodology rather than adapting their process to fit one fixed scale.
The integration also draws on EV's stochastic asset model. By capturing the term structure of asset returns, the model provides a realistic view of how time horizons impact a client's portfolio and investment recommendations.
The EV Attitude to Risk Questionnaire (ATRQ) and Capacity for Loss (CFL) questionnaire can also be sent directly from Fintegrate, allowing clients to complete them in their own time ahead of a meeting. This can shift the conversation away from simply gathering answers and towards discussing what those answers mean for the client's financial plan.
David Broom, Director at Fintegrate, said:
“Extending our agreement with EV was important to us because this is much more than an integration between two pieces of technology. Over the last five years, we've built a partnership around making an important part of the advice process simpler, better connected and easier to evidence.
Risk profiling sits at the heart of suitability, so advisers shouldn't have to reconstruct the link between what a client has agreed and what they're recommending every time they carry out a review. That connection should simply be there.
EV has been an important partner in helping us achieve that, and we're delighted to extend the relationship and continue building on what we've created together.”
Chet Velani, CEO at EV, said:
“Risk profiling only earns its keep if it holds up to scrutiny, both at the point of advice and years later at review. That means moving beyond a standalone volatility score and helping clients understand what different investment outcomes could mean for their financial goals. Connecting EV's risk profiling directly into Fintegrate's portfolio research gives advisers precision calculations they can stand behind. It maintains a clear audit trail and helps ensure clients don’t end up in portfolios that fail to reflect the risk position they understood and agreed to.
Five years in, this partnership shows what happens when two firms build around what advisers need to evidence, not just what looks good in a demo. That's the same principle whether firms access EV's capabilities through a partner platform like Fintegrate or work with us directly; the priority is that the link between risk profile and recommendation is genuinely embedded, not bolted on. Extending this partnership means we keep building on that standard together."
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